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Antivirus, VPN and ad-blocking plans renew quietly, often at a higher price than the first year, under names that don't match the app. Here's how to find every one and decide what to keep.
A new laptop ships with trial software, default settings and updates already waiting. Fifteen minutes on day one sorts out what actually protects you and what is just asking for a renewal later.
The hard part isn't moving your passwords in. It's the recovery plan — what happens when you lose your phone, forget the master password or the service changes its terms.